I never expected it to happen. I had visited the in-law's home to drop off some wood for my father in law, but he wasn't in. However, my mother-in-law was.
I took the wood around the back, and when I had finished, she invited me in for a drink.
While the kettle was boiling, I noticed that she was still in her T-shirt that she wears in bed. She had a bathrobe on, and this T-shirt but that was all. As I sat down, she sat opposite me, and started asking how my day was going. As it turned out, my day had finished earlier than I had planned by the fact that the offices had suffered floods, and we had all been given the day off. My mother in law had invited the wife and I over for a meal that evening, but said that we could turn up anytime, as she would be in all day. My wife was still at work, and would be for another 5-6 hours. It was while I was thinking about this, that my mother in law noticed that I had gotten my shirt dirty.
"Do you want a fresh one?" she asked. I replied that I preferred not to borrow shirts, as I tended to forget to return them. "In that case", she said, "let me wash it for you," and she started to undo the buttons on the front of my shirt. As she did so, I looked into her eyes, and noticed that she was looking back into mine.. a deeper emotion was there, and I couldn't work it out. Finally she removed the shirt, and took it from me and put it into the washing machine. Now I was topless. She turned around and smiled in a way that I must admit started to turn me on. She then commented on how hot it was, and started to remove her bathrobe.
It was then that I noticed her figure for the first time. 36D and a figure to long for. As it was a night dress, she wore not bra, but her breasts seemed firm enough to hold their own. Her nipples, I noticed were starting to protrude through the top, and something stirred in the depths of my lap. She looked at me, while I tried to adjust my sitting position, and as I struggled to hide the evident growth, and smiled again. She then took me by complete surprise.