Author's Acknowledgment: A big thank-you to Literotica user Jack_Meehoff for input that inspired this story.
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The shithole tavern where I work is really busy tonight. There's a haze of smoke that fogs the dim, dingy bar. I see you sitting over there at that table in the corner of my section like you do every Friday night. You're eyeing me like I'm the piece of meat you'll be eating as soon as I come over and take your order.
You're a neighbor of mine, and you run an auto repair shop. I'm a waitress. I'm a struggling musician and I work three jobs to pay the rent on my brokedown dump of an apartment. City living isn't cheap.
Last week my car broke down on the side of the highway while I was coming back from a gig in Jersey. I called you, and you came by and towed it to your shop. It was an expensive fix, but you insisted on fixing it up anyway and said I could pay you back later with whatever money I had. I let you fix the damn thing but I've got nothing to pay you with today, tomorrow, or next week. I've got no cash, and you know it. But you don't want cash anyway. You keep eyeing my fine ass in this short, tight leather skirt, and I know what kind of payment you're looking for. You're not here to collect money. You're here for a nice hot fuck.
I saunter over to your table to take your order. You're not bad to look at. Quite the contrary. You're just the kind of man I like - dark hair, dark eyes, tan skin, a little burly from moving car parts around, with grease and dirt under your fingernails as proof of your life earning an honest, dirty wage. You're wearing a sweaty old t-shirt with the sleeves ripped off and some ratty old jeans. You must have just come from work.
"Damn it, Ginger! About time you came over here, woman." You say, teasing. "You got a lot of nerve to wait on all these other customers before me when I've been good enough to help tow and fix that piece-a-shit car you drive."
"Oh fuck you, Joe," I laugh. "I just save the best customer for last so I can lavish him with all my attention."
Truth is, I barely know you, but I've already got a sweet spot for you. I'd let you fuck my brains out to pay off my debt, but last time I paid a guy with sex he got carried away, I changed my mind at the last minute, and he forced himself on me anyway. He tied me down in the back of his Silverado and made me do all kinds of things to him, then duct-taped my mouth, bent me over the back seat and tore me up. The grand finale was when threw me out on the sidewalk and I had to walk home with my clothes half-ripped off. It wasn't an experience I'd like to relive again. I know you wouldn't do that to me, but I'm hesitant to give you the opportunity.
"What'll it be tonight, Joe?"
"I want a Philly Cheese with fries, and a cold beer. And why don't you have those bastards back there hold the extra grease this time, too, for once. I already had indigestion once this week."
"All right, Joe, Philly Cheese, side of fries, cold beer, and extra grease." I laugh.
"Oh, and I want you to pay me for the work I did on your car, Ginger. You don't have to pay me in cash, if you know what I mean." You remind me, as if it's part of the order and I'm on the menu. You're sweet on me too, or at least you like to admire my body in my skimpy attire. Our bar's the primary drinking spot for bikers and construction workers, so I dress for that clientele. Lately you haven't been able to keep your eyes off me. I've felt you staring at me when I turn my back. The thought of you eyeing me up like this thrills me a little.
I even dressed a little skimpier for you tonight, hoping you'd come by. I'm wearing a short, tight leather skirt that grabs the curve of my ass just right. It's a hot August evening so I ditched the pantyhose. I've got some heeled boots and a low-cut halter top that shows off the tribal armband tattoo I got back in my glory days as a folk-rock musician. The skirt's a little low-rider that doesn't quite meet the halter top, so you can see the cloverleaf tramp stamp half hidden on my lower back and the top of my black thong. I've got a nose piercing, and tonight my thick red hair is in a single braid down my back. My hair's a mark of pride for me. I let it grow, and it's practically to my ass. I've been out in the sun all summer, and my big freckles are thick and dark across my shoulders, the bridge of my nose, and my chest.
"Well, Joe. I know I owe you. I appreciate your help with the car. We'll have to settle up at dessert. I've got some meals to bring out." I smile, and turn to walk away.
You follow me with your eyes. "You serving dessert back at your place tonight, Ginger?"
"No, Joe. I'm working the night shift. I can't leave until 5 AM. But this is a restaurant, you know. We make desserts here."
"Oh really? I don't know if you have what I'm craving." You smile wickedly, rolling your eyes up to stare at my full, pink lips all shimmery with gloss. At this moment, I know you're imagining me on my knees in front of you, sucking your dick. I know you're picturing it in your head, wondering how my mouth would look wrapped around your hard, veiny cock, whether I'd use tongue, whether I'd take you deep in my throat, whether I'd moan with pleasure while letting you use me like that.
"Well, we'll just have to see about that. I think I can probably get you whatever it is you're craving." The way you look at me unnerves me and gives me a twinge of excitement. You're a good, hard-working man. It would be a good fuck, for sure. I've been with enough men to tell who can fuck well and who can't. But, I've been down this road before, and the cost of the repair was expensive. I need every dime I can get. I would be paying you in sex. I don't know what kinds of slutty things I might have to do in order to fully repay my debt. I would be at your mercy. The idea of it excites me and scares me at the same time. This is so wrong. Where will this lead? What if I like it? What if I like the feel of you in my mouth? I don't want to like you; it's dangerous. What if I use it to get free car service on a regular basis? I don't want you to become a habit.
I serve you your dinner and you eat it hungrily. The evening is winding down and the place is clearing out. It's just you and one guy at the bar, plus the bartender, the line cook, a busboy, and the dishwasher. I stand by your table and make small talk with you about your mechanic shop. Finally, when the last customer leaves and it's just you, I tell Miguel the bartender that I'm going to custom-make you a dessert and I let you follow me back to the kitchen.