Many thanks to honeywldcat for editing this story
It was an extra warm early summer day. I had been working on my body to wear my new bikini. It was still too cold to enjoy the beach, so I decided to just enjoy the backyard. I had everything I needed; beach towel, oil, small pillow for my head, book and a tall glass of ice.
The ice was slowly turning into water from the sun's heat. I was lounging on our new lounge chair on my back. I reached for the oil and realized that I had left it on the counter when I got my ice. Well, for this once, I wouldn't stay out long and should be fine.
You were running errands and I was too comfortable to move. I thought I would start off tanning the right way, with next to no lines. I untied the neck, around the chest strings and laid them across my chest. I untied the waist ties as well. It was warmer than I thought and I felt sweat forming on my body.
I noticed a shadow cover my face.
"Hey, you are blocking my sun!" I said. I barely opened my eyes. Realizing that is was you, I closed them again.
"You forgot the oil," you replied. "Want me to rub it on you?"
The sound of your voice and the thoughts of your hands on me made me tingle. I heard you squirt oil into your hands and then rub them together. Straddling over my middle, I took a deep breath and you caressed oil over my arms and shoulders first.
The feel of your hands on me was getting me excited. I went to stop you as you peeled my top off of me. Pushing my hands back, you leaned in for a kiss to settle my nerves. Of course, fondling my breasts helped as well. Gently massaging the oil in and as you began to suck on my nipples.
My pussy was on fire. Little moans escaped my lips. I felt your hardness push against my middle. Moving down to my legs you began to rub oil on them and worked your way up. My breathing became more difficult for me when you reached my inner thighs. Massaging the oil in with a firmer touch made me squirm. Then rubbing oil into my middle, I felt my wetness increase.