All Bets Are Off in Winter

(AUTHOR'S NOTE)

*** THIS IS A COLLECTION OF 2 SEPARATE SHORT STORIES FEATURING A MALE AND A FEMALE LEAD. EACH STORY IS NARRATED IN THE FIRST PERSON BY THE PROTAGONIST --- THE FIRST STORY BY THE FEMALE AND THE SECOND BY THE MALE. ***

***

STORY ONE:

DOCTOR'S ORDERS

Payal POV.

Pallavi called me the other day. She is my best friend. We have been BFF since our college days. And we remain best buddies till this day. If there is one person in this world whose advice I value the most, it would be her.

Pallavi: Listen, Payal. I want you to accompany me to the gynaecologist tomorrow. Don't say no.

Me: Gynaecologist? Why? Is everything ok?

Pallavi: Yeah yeah. I am fine. Just that my quarterly gynae exam is due tomorrow. And this time it's going to be a new doctor. So I don't want to go alone.

Me: Quarterly exam? What are you talking about? You go to the gynaecologist every 3 months?

Pallavi: Yeah babes. Why are you so surprised? You don't?

Me: No. Never. Why should I get myself checked for no reason?

Pallavi: For no reason? Babe, which world are you living in? You and I are always screwing around. With multiple strangers. We should be getting checked every month, if not every quarter.

Me: Really? Why is that?

Pallavi: Honey, you have unprotected sex all the time. So do I. Do you know how risky that is? Especially with so many strangers? Wake up!

Me: But I take the pill. Always.

Pallavi: Duffer! That pill does not protect you from diseases and infections. My god, I can't believe you are dumb enough to not know this.

Me: Um... then? What should I do?

Pallavi: Get yourself examined, what else? Listen, my regular gynaec has gone on vacation. So, I will be visiting a new doctor tomorrow. For my annual Winter checkup. And you are coming with me.

Me: I am?

Pallavi: Yes. And if she turns out to be good, then you take an appointment with her for day after tomorrow. I will go with you. Both of us will have peace of mind after 2 days.

I accompanied Pallavi to her appointment with the gynaec the next day. The doctor was Preeti Sachdeva. Highly experienced and very well-known. I was surprised to see that most of the patients waiting in her chamber were young unmarried women like me and Pallavi.

Pallavi's check-up was over in a little over 30 minutes. I waited for her at the reception of the clinic. She came out beaming and smiling.

Pallavi: All good. Nothing to worry about. All my organs are in tip-top condition.

Me: Thank god.

Pallavi: Yes, peace of mind. Now, let's book an appointment for you for tomorrow.

Me: Um... I have never done this before. What do they do during the exam?

Pallavi: Oh! It's very simple. You have to take off your jeans and panties. And lift your legs to the stands on either end of the bed. The doctor will then perform Cervical and Pelvic exams on you.

Me: How does she do that?

Pallavi: For your Pelvic exam, she will wear gloves on her hands and smear a lubricant on her fingers. Then she will insert 2 fingers inside your cunt, and press your lower abdomen with the other hand.

Me: Yew! Sounds gross.

Pallavi: Not quite. I didn't feel much due to the lubricant on her fingers. I am also a regular. But you might feel a bit uncomfortable since this would be your 1st time.

Me: What next?

Pallavi: Next, she will perform a Cervical exam. She will insert a speculum in your canal, spread it open, reinsert her fingers and shove them deep to check your cervix and uterus.

Me: Yikes! Sounds horrible. What is a speculum?

Pallavi: It's a metal instrument. You will know it when you see it. Don't worry, it will be over in 20 minutes. And I will be waiting here at the reception for you.

Against all my apprehensions and doubts, Pallavi booked me for an appointment with Dr. Preeti Sachdeva the next day. She accompanied me as a true friend would.

However, things didn't turn out as we had expected. And the unexpected turn of events started with the doctor herself.

Receptionist: Dr. Preeti Sachdeva is not available today. But her husband Dr. Hitesh is. Will that be ok?

Me: Her husband? Oh no. Not ok.

Receptionist: He is a gynaecologist too. And more famous than Dr. Preeti. You have nothing to worry about. Still, your decision will be final.

Pallavi: What's the matter? Why are you so worried?

Me: I don't want a male doctor to touch me down there, let alone insert his fingers.

Pallavi: Are you insane? A doctor is a doctor. And he is a gynaec. He must have checked thousands of pussies in his life. Yours is not the first one. Don't be ridiculous.

Me: But... I.....

Pallavi: Listen babe. I will be here at this reception the whole time. Just spend 20 minutes with the doctor. And you will be spending the next few months in relief. No more excuses. Go now.

Pallavi literally pushed me inside the doctor's cabin. The receptionist handed over my appointment details to the doctor. She left the room and closed the door. I was now alone with Dr. Hitesh.

He was a middle-aged man, probably in his 40s. He had salt and pepper hair and wore spectacles. He asked me to sit down, and started checking the form I had filled up the previous day.

Dr. Hitesh: So, Ms. Payal, how often do you get yourself examined?

Me: Um... doctor, this is my 1st time.

Dr. Hitesh: Oh! You must be unmarried.

Me: Yes doctor.

Dr. Hitesh: And a virgin too?

Me: No, doctor.

Dr. Hitesh: Ok. In that case, I have to ask you some more personal questions. Ok?

I nodded my head.

Dr. Hitesh: You are unmarried but not a virgin. So, are you sexually active?

Me: Yes doctor.

Dr. Hitesh: With one partner? Or many?

Me: Um... many.

Dr. Hitesh: What precaution do you usually take before and after intercourse?

Me: I take the pill.

Dr. Hitesh: I understand. What else?

Me: Nothing else.

Dr. Hitesh: No other protection? No condoms?

I felt very embarrassed at this line of questioning. But tried to maintain my composure and hide my discomfort. I simply moved my head sideways. No.

Dr. Hitesh: Oh dear. You should have got yourself examined much sooner. In fact, you should get checked regularly. Now, please go behind that curtain. Take off your jeans and undergarment. And lie down on the examination table.

I did as I was told. There was a curtain at the corner of the room. There was a metal bed behind it. And at the end of the bed were 2 metal poles with velcro straps attached on top.

The bed was adjustable and had a headrest. I removed my jeans and panties and lay down on the bed.

Dr. Hitesh: Are you ready? Can I lift up your legs?

Me: Yes doctor.

He held my ankles and lifted them up to the velcro straps, one by one. My legs were now up in the air, wide open, held by those straps. The doctor sat down near my exposed pussy.

I felt very nervous and extremely embarrassed of my nudity.

Dr. Hitesh: Hmm. Smells good.

Me: Excuse me?

Dr. Hitesh: I mean it appears to smell healthy. Smell test is an important test. Let me take a closer look.

He bent down and brought his face just an inch away from my pussy. And parted the lips slightly with his fingers.

Dr. Hitesh: Hmm. Looks good too.

Me: Excuse me, doctor. Aren't you supposed to wear gloves? My friend told me it's compulsory.

Dr. Hitesh: Oh sorry. I forgot. Yes, you are right. Let me bring my gloves. I think I got too excited.

Excited? Did I hear that right? He got excited? I felt really nervous now.

The doctor reappeared wearing white surgical gloves. And he carried a dangerous-looking metal instrument which he kept near my feet. My nervousness increased when I saw that ugly metal tool.

Me: Doctor, what is that?

Dr. Hitesh: That's a speculum. It will go inside your tunnel and spread it wide open. Making it easier for me to examine your internal organs.

Me: Is it necessary?

Dr. Hitesh: Absolutely. Both external and internal examinations are necessary. Why? Are you nervous?

Me: Yes doctor. It looks so intimidating. Can we avoid using it?

The doctor took off his glasses, thought for a moment, and then put them on again. He replied with a wicked grin on his face.

Dr. Hitesh: Of course we could avoid using it. In fact, there are 2 methods of getting this process done -- the medical way, and the pleasurable way. Did your friend tell you about these?

Me: No, doctor.

Dr. Hitesh: Ok. See, the medical method is the correct method. But it is uncomfortable, embarrassing, and very scary. The pleasurable way is less scientific but more enjoyable. Not scary at all.

Me: Is it more comfortable?

Dr. Hitesh: Oh yes. Very comfortable. And very satisfying. No metal instruments will be used. But you have to follow my orders completely.

Me: What kind of orders, doctor?

Dr. Hitesh: Well, you cannot question my decisions or my actions. As I said, it is less scientific, but a lot more fun.

Me: Ok doctor. I do not like metal instruments. I would prefer comfort over science. And I will follow all your orders.

Dr. Hitesh: Great. Then let's proceed right away.

Saying this, he parted my pussy lips with his fingers. And began to insert his middle finger in my cunt I twitched and squirmed, but could not move as my legs were firmly fastened to the straps.

Dr. Hitesh: Are you ok, dear?

Me: Doctor, I don't feel comfortable. My friend told me you will be using lubricants. But you are not.

Dr. Hitesh: Correct. That's because lubricants are made of chemicals. In a lab. They may not be suitable for your skin. Especially, sensitive areas like the one I am touching now.

Me: But doctor, the rubber glove is rubbing against my skin. It is so dry. Very uncomfortable.

Dr. Hitesh: You are right. This is your first time. So, a rubber glove will cause discomfort. Better to take it off.

He removed his gloves and touched my pussy with his finger. It sent shivers down my spine.

Dr. Hitesh: Now, we will begin the first stage. It's called external examination. I will inspect everything from outside. Remember what you had promised.

Me: What promise?

Dr. Hitesh: That you will obey my orders and not question my actions. In return, I will make the exam comfortable. Deal?

Me: Yes doctor.

He proceeded with his external exam. Touched the opening of my pussy. Pressed the pussy lips together. Flicked my clit, and started rubbing it slowly.

My nervousness began to fade away gradually. And a feeling of pleasure and desire took over my senses. It felt less like a medical check-up, and more like having sex.

The doctor appeared to be very dedicated to his work. I had never seen such dedication before. He started with 1 finger, but ended up using 4. One kept flicking my clit, while another moved up and down my slit. The 3rd and 4th kept stroking my pussy lips on either side.

Moisture welled up inside my cunt and started drooling outside through the opening. I began to breathe heavily, and gasp lightly. The doctor looked at his 4 fingers coated in my wetness, and smiled mischievously.

Dr. Hitesh: See? Natural lubricant is always better than chemical ones. Are you comfortable now?

Me: Yes doctor. Very much.

Dr. Hitesh: Good. External results are satisfactory. Your vulva looks very pretty. Swollen and puffy. I have never seen such a swollen vulva before.

Me: Ok. And?

Dr. Hitesh: And your vaginal juices are flowing freely. Like an open tap. Non stop. This continuous flow is very healthy.

Me (relieved): Thanks doctor.

Dr. Hitesh: We will now move onto the 2nd stage. Internal examination. I will first insert 1 finger inside your tunnel. Followed by a 2nd one. Ready?

Me: As you say, doctor.

He stroked the opening of my pussy with his middle finger. Got it smeared in my wetness, and slowly pushed it in. One centimetre at a time. A gasp escaped my throat.

Dr. Hitesh: My god! Your tunnel is so tight. Even with all this wetness, my finger is getting stuck.

Me: Shall we use the lubricant now, doctor?

Dr. Hitesh: Nonsense. Do you mix oil with butter while cooking? There is no substitute for pure wet vaginal juice. I need to make you wetter.

The doctor suddenly started moving his finger back and forth inside my pussy. Shallow insertions, not deep. Fast and quick. I started shivering and moaning.

Dr. Hitesh: Feels good. Doesn't it?

Me (gasping): Yes doctor. Doesn't feel like a medical check-up at all.

Dr. Hitesh: Feels like heaven, doesn't it?

Me (moaning): Yes doctor. But it doesn't feel right. Is this permitted?

Dr. Hitesh: What did I tell you about not questioning my actions? Do you know better? Of course this is acceptable.

Me (moaning louder): I think your goal has been accomplished. Please check now. You shouldn't get stuck anymore.

Dr. Hitesh: You are right. Your tunnel is overflowing now. My god, it's twice more slippery than before. I think I got too excited.

He again used the word 'excited'. Is it normal for a doctor to get excited while checking a patient? I had no idea.

The doctor did seem thrilled, though. My wetness was now dribbling out of my pussy and coating his fingers. He got what he wanted. He stopped his fast shallow strokes and shoved the finger deep into my pussy.

A loud moan escaped my lips. A sharp gasp escaped my throat. His middle finger was fully inside my tunnel now. And he began to move it in a circular motion, as if he was searching for something.

Me (gasping and moaning): Is everything in good condition?

Dr. Hitesh: My finger certainly thinks so. But as per protocol, I have to insert another one now. It's a 2-finger test, you understand?

Me: Ok doctor.

He withdrew his middle finger from my cunt. And joined his index and middle fingers together and pushed both in. Slowly and steadily.

My moans became louder. My pussy became wetter. The doctor's fingers kept boring deeper and deeper into my hole. And he began to move them to and fro which increased the sensation.

Me: Doctor, you need to stop. Something is going to happen.

Dr. Hitesh: I know exactly what is going to happen. It's normal. Don't feel shy. This is all essential to the exam.

Me (moaning loudly): But... it feels like we are having sex. Feels wrong. Feels dirty.

Dr. Hitesh: Silly girl! It's a simple gynaecological check-up. Nothing dirty about it. Does it feel good or not?

Me (moaning and shivering): Yes doctor. Feels too good.

Dr. Hitesh: Then close your eyes and enjoy the moment. This is also a test. If it feels good, it's not wrong.

I had to obey the doctor's orders. I had promised to do so. I closed my eyes and shivered and moaned. And the good doctor kept finger-fucking my pussy for an hour.

His dedication was remarkable. His devotion to his job was exemplary. He tirelessly finger-fucked me till I lost all control. I orgasmed loudly and squirted profusely.

The whole bed was flooded in my pussy juice. The doctor seemed mighty pleased. He licked his fingers dry and smacked his lips. And bent down to lick my cunt.

He pressed his nose on the soft skin of my pussy, like it was the bud of a freshly-blossomed flower. His tongue slithered into the tight drenched hole of my cunt. And began to move in all directions.

It continued for so long that I had another orgasm.

Dr. Hitesh (smacking his lips): That was a very successful test. You passed with flying colors. 2 orgasms back-to-back. A huge amount of juice. And extremely tasty too.

I could not respond. I lay silent on the exam table, tired and exhausted. Wondering what the good doctor would do next. But I was not nervous anymore.

Dr. Hitesh: We now need to move onto the 3rd stage. Which would involve a thorough examination of your cervix. Unfortunately, your canal is too narrow and deep. My finger and tongue cannot reach your cervix. We need a different tool.

Saying this, he unzipped his pant and removed it. Then he pulled down his underwear and took it off too. Out popped his big black cock. Stiff as a pole, and hard as a rock.

I was shocked. Is this medically permissible?

Me (shocked): Doctor, what are you doing?

Dr. Hitesh (smiling lecherously): Just using a different tool. One that will go deep without providing discomfort.

Me: But... is this right? Are you allowed to do this with your patient? This does not feel right.

Dr. Hitesh (irritated): Urrgh!! You are so disobedient. Always questioning my orders and decisions. Fine, I will use the speculum then. Happy?

He picked up the metal speculum and swayed it like a sword. The shiny metal surface and its scary shape made my heart sink.

I was not sure which would be better -- his dick or the speculum. I was used to getting penetrated by cocks, not by metal objects.

Me: Is there no other alternative?

Dr. Hitesh: No. These are the only 2 choices you have. Which will it be?

Me: I have never had metal inside my body. I don't want it, doctor.

Dr. Hitesh: Good choice. I promise, you will fall in love with my tool. It is not scary, and will provide total satisfaction.

He pointed his long thick cock towards my pussy. Rubbed it up and down my moist slit. I was used to this sensation and touch. I began to get wet immediately.

Dr. Hitesh: How does it feel now?

Me: Feels good, doctor. Feels familiar.

Dr. Hitesh: Let's start then. I am so excited.

This was the third time he used the word 'excited'. But this time, something else happened. The repeated rubbing of his cock on my slit turned me horny. I felt 'excited' too.

He pushed his dick slowly, one inch at a time. Then pulled out slowly and reinserted steadily. It felt like he was toying with my pussy. The tightness of my hole turned him on.

Dr. Hitesh: Are you enjoying it?

Me: Very much, doctor.

Dr. Hitesh: I have to dig deeper now. Need to reach your cervix. Have to push harder. Do you understand?

Me: Go ahead doctor. You know best. I have to obey you anyways.

Dr. Hitesh: You are a dream patient. Such a tight tunnel, and such an open mind. How do you like my 'tool'?

Me: It's very big, doctor. Very thick. And very hard. It's going in the right direction.

Dr. Hitesh: It will stretch your narrow tunnel wide. And then it will start digging deep. You can moan as much as you want. There is no shame.

He knew what he was talking about. He knew how to bore deep. A lusty doctor who knew how to fuck like a hungry hog.

He rammed in his black cock hard. Slammed it against the inner walls of my pussy. Plunged it so deep that it jammed the entire tunnel. And slapped his big round balls on my butt.

Round after round, his thick black cock kept plunging in and out. My boobs were shaking, my body was shaking, the entire bed was shaking.

At one point, it felt like the whole room was shaking.

This was my first fuck session with a doctor. And it turned out to be a memorable one. He humped without a break, and pumped without any shame. Again and again.

I could not hold back anymore. His deep heavy thrusts made me go completely wild with desire. I bit my lips, dug my nails in the bed, and had an earth-shattering orgasm.

Rivers of white juice oozed out and flooded the bed. And drenched his fat cock in the process. He pulled it out of my hole completely. And held it in front of my face to show me.

Dr. Hitesh: Tch tch. You flooded the examination table. You turned my black tool white.

I covered my face in embarrassment.

Dr. Hitesh: Now it is my turn to change the color of your tunnel. I will make it white too.

Me: But, doctor, shouldn't you be wearing a condom?

Dr. Hitesh: Don't be silly. This is a medical examination. It works best without gloves and condoms.

Me (smiling): And without lubricants.

Dr. Hitesh: Correct. And without asking any questions.

The good doctor made my tight pussy loose that day. He made me cum 3 times, and kept pounding for another 30 minutes.

My cum had already made my pussy slippery like oil. The doctor's relentless drilling turned it stretchable like rubber.