Sheila and her daughter, Veronica, were looking over the bills, and trying to make sense of them. Veronica watched as her mother created an Excel spreadsheet. Recently divorced, this was the first month they were on their own. Mike, the ex-husband had fought the divorce proceedings, but the evidence was against him. For the last several months, they were separated, and his paycheck was still being used to pay the bills.
This month was the first where his child support and alimony was the only money they would get from him. Even though the judge had been generous, Sheila knew it wasn't as much as when Mike was paying most of the bills.
"Okay, I think we have a solution, but it's only temporary. We can make our payments this and the next couple of months, but we need to get more money coming in."
"So, can I still play softball?" Veronica wavered side to side.
"I think your father said he would pay this season, but that's it. If you can text him and confirm it with him, it'll be easier than if I try talking to him." Sheila said. "The first of three payments are due in the middle of next month, if you want to add that to your text."
Vero texted her dad, and hoped for the best. When she got the response later, he acknowledged his promise and stood by it.
"I'm going to post the loft is up for rent, I think that's the only way to get some more money into our household."
Veronica didn't say anything, she might be a senior in high school, but she still had a lot to learn about adulting. She simply nodded and agreed with her mom. The real decisions were made by her parents, so she just assumed they knew what was best. She hoped she could keep playing sports and not have to get a part time job. Her mother worked in a law firm, but had married young and didn't finish college.
"Okay, I'm tired of looking at bills and budget's. Let's get some lunch!" Sheila announced.
"Can we get Five Guys burgers?" Veronica asked quickly.
"No baby, we need to tighten our belts moving forward. I'll make us some sandwiches and a salad, okay?"
"Sure," Veronica responded more than a little deflated.
Later that evening, after dinner was taken care of, Sheila typed out an ad on Facebook Marketplace and Rent.com. She described the loft, it was 720 sq ft and came with a full bathroom, kitchenette, and single large room. It was located above the garage, and had heating and AC. It could be accessed via a thin sidewalk that ran along the side of the house. She had taken some photos of the exterior to create the initial layout. She was not looking forward to cleaning up the space, but she would add pictures after it was thoroughly cleaned. She listed it at $1,550 per month with first and last month rent due as a deposit upon moving in.
Now if only she could get it rented out within the next couple months, then they would have a cushion for their finances. Suddenly, things were looking up, and Sheila felt better about their situation.
Sheila printed up a generic Renters/Lease Agreement, and began the process of interviewing possible renters. From the start, the people that interviewed almost immediately asked if the monthly rent could be lowered. Sheila kindly told them it was already just below market value, given its size and location.
There were people Sheila's heart broke to deny them. A young mother with a newborn, and poor to boot. A 'down on their luck' retired school teacher was promising, but when she ran the background check, she found out why they were down on their luck. A huge debt left from gambling addiction was all she needed to know.
A few young couples applied, but Sheila wisely chose not to rent to them, sensing as young people they would try to host parties.
Finally, a young gentleman came by. Victor was attending the local Elmhurst university, and was starting his second year. He was tired of the dorms and wanted something close by, but not one of the many student filled apartments. His maturity stood out from the rest, and sold Sheila on him from the beginning. Since he didn't want to stay in student apartments, she got the feeling he wasn't into big parties. He seemed focused and his major of Electrical Engineering seemed like it would be challenging.
"Do you have any questions for me?" she asked, having been very satisfied with his responses.
"Is there a 'Mister' at home? What is your family situation, if you don't mind me asking?"
"Well, no...I'm divorced now going on eight months, give or take? I live here with my daughter, who is finishing high school as a senior. She has top grades and hopes to win an athletic scholarship."
"For my part, I won't be around a lot. Classes during the day, labs and studying in the library most nights. Weekends and the occasional day of light classes is when you might see me around...if you choose to rent me the loft that is."
That sold her, besides the fact that he seemed very smart and dedicated, he was easy on the eyes and very fit for a 'nerdy' major.
"And you're okay with the monthly rent? I only ask because several potential renters all asked if I could lower the rent."
"It's fine. I can understand their request though, with inflation skyrocketing. But I'm okay with it. Also, I have a bank draft for $3,100 with me if you are ready to have me sign the lease/renters agreement."
If Sheila wasn't sold by then, this was the coffin nail that hammered it shut. She smiled and produced the Renters Agreement from a manila folder. He signed it, making sure to initial the different criteria for being a renter.
"I would like to move in this coming weekend, will that be a problem?" he asked politely.
"Not at all, that gives me time to spruce up the place a bit. Do you need help moving your stuff in?" she asked.
"That's very kind of you, but no...I should be fine bringing my stuff in. Thank you nonetheless." as they shook on their deal.
**********
Before the weekend came, Sheila had Veronica help her clean up the loft. They dusted every corner and mopped the place down. There weren't a lot of creature comforts, so Sheila dug around her basement. She found a dusty old sofa, several old utensils, and some old paintings and posters. She had Veronica beat the sofa cushions and vacuum it and get all the dust off it. She then had her daughter wash the cushion covers, and then dry them in the dryer. Once they were done, they put it all together and took it upstairs. The couch was outdated stylistically, but was fairly comfortable otherwise. The paintings and posters she had placed on opposing walls. Some paintings were natural settings, like a creek with hunting dogs in the foreground. Only one had a faux Renaissance painting of a young lady in ringlets and peasant dress. The posters were movies and rock bands from the 90's. By offsetting them, she figured they didn't clash as they weren't close to each other.
When the weekend arrived, Victor knocked on the door and asked if they could move the car out of the driveway. He pulled up in a Toyota Tacoma, backing it in reverse so he didn't have as far to carry his stuff. In quick order, he had his clothes stowed away in the closet. Then, when it came time to move his mattress and bed upstairs, Sheila and Veronica helped him. He tried to dissuade them, saying he could do it, but he accepted the help when he realized how heavy it was.
"Well, that was more work than I expected," he huffed. His t-shirt was sweaty and clung to his body.
It was the first time the girls got a sense of his worked out body and physique. Although they didn't say anything to each other, both mother and daughter liked what they saw.
Sheila offered them all some fresh squeezed lemonade, and no one declined. She walked out of the back door into the yard, and they sat at a small picnic table in the shade. The glasses ran with rivulets as the condensation built up.
"So how do you like your place so far?"
"Not too bad, it's cozy. I might swap out the paintings though..." he shrugged.
Veronica smiled at that, she had told her mother they were 'old hat', but her mom had insisted.
"So what can you tell me about college?" Veronica ventured, "Is it as hard as they say it is?"
"Oh yes! But most seniors in high school are kicking their feet up, and relaxing. I would suggest taking a college class at a JC and getting used to the workload during your senior year. Maybe a dual enrollment course?" he said knowingly, having experienced the learning curve that was the first year of college.
"Any advice for my daughter for her senior year?" Sheila asked.
"Do all the stupid events, go to senior sunrise, senior breakfast type stuff. It's the last time you're going to see many of your school friends, and only a few will survive the transition to college. Also, find out if any of your teachers attended the university you want to go to. Ask them for the 'hidden gems' and 'inside knowledge' about the campus and the culture. It never hurts to have an ace in your pocket." He smiled.
Both Veronica and Sheila smiled at that. They had gotten very comfortable with him in a short amount of time. After some more small talk, they decided to call it a night. Sheila offered Victor some dinner, but he declined, saying he had to go to the university and would pick up a bite there, on his student card. With that they retreated to their respective homes.