***This is strictly parody and not affiliated with Progressive Insurance.
Although, if they enjoy this and want to give me a good discount, I'm open to it.
...
"Dammit, not again," said Mike.
Mike was sitting at his desk in the corner of the living room reading an email on his laptop. It was from his insurance company explaining their reasons for raising their insurance rates. It was the third time that year his car insurance company had done that to him and he was going to take a big financial hit because of it.
Three years ago, when he switched over to Wickman Insurance, he was happy to be with a company with a good reputation and reasonable rates. His previous insurance company screwed him over a minor fender bender that wasn't his fault so he was more than happy to move on from them.
Less than a year later, Wickman raised the rates, claiming state taxes as the reason. Mike believed them and let it go. The following year, the rates were raised again which got him mad, but his Wickman insurance agent said there was nothing he could do about it. He thought about switching to another insurance company, but his current rates were still lower than the competitors, although not by much.
The about a year ago, he got into another minor accident which also wasn't his fault. The other vehicle damaged the right-side passenger door; it could still be opened, but the damage was very noticeable. The problem was that the owner of the other car didn't have any insurance so Mike had no choice but to use the uninsured motorist clause in his insurance policy to pay for it. The owner of the other vehicle paid him back for the deductible which made it easier for him, but by choosing that insurance clause it raised his rates some more. After that, they made more excused to raise his rates two more times for various reasons.
"I need to get a new insurance company," Mike said to himself.
"With those rates, I don't blame you," said a female voice from behind him.
Mike jumped out of his chair and gave a small scream. He got himself in a fighting stance, getting himself ready for the intruder in his house.
"Who the hell are you?" he asked.
"Hi, I'm Flo," said the woman before him. "The official spokesperson for Progressive Insurance."
Mike took a good look at her and wondered if he was seeing things. It took him a moment to realize that he was definitely looking at the same woman from all those progressive commercials that he had been seeing for so many years. The same big smile, heavy makeup, retro hairstyle, white clothes with matching apron that had the progressive logo printed on the front.
"Oh my God, you're real," said Mike as he began to settle down. "What are you doing here?"
"To let you know about all the benefits that Progressive can offer you," she replied.
"How did you know I was thinking about changing companies?"
"I'm Flo, I always know," she said.
"That doesn't make sense," he said.
"Neither does sticking with an insurance that you can't rely on," she replied cheerfully. "If you don't believe me, you can ask four-fifths of the band N'Sync."
Suddenly, music started blaring outside of Mike's home. They both walked out and saw four out of the five members of N'Sync performing on a makeshift stage on his front lawn with several other other progressive employees in matching white clothes as their back up dancers. The band was performing one of their infamous songs 'It's Gonna Be Me' but rewritten in a way to describe the benefits of switching to Progressive.
"You may notice Justin Timberlake isn't here," said a voice next to him.
Again, Mike jumped back in fright. This time it was the skinny, short-haired blonde guy who sometimes show up in the commercials. The name tag on his apron said Jamie.
"What the hell?" Mike yelled.
"It's ok, I got an autograph photo for you," said Jamie.
"I didn't ask for it," said Mike.
"You got it anyway," said Jamie as he handed him the photo.
Mike took the photo and saw it was not only signed by Justin Timberlake, but it also had a note from him to let him know he should switch to Progressive.
"Thank you," said Mike nervously.
The whole situation was freaking him out. He was only considering the idea of changing insurance companies; he did not expect to suddenly find himself in a real-life version of a famous comedic commercial series.
"So, what do you say? Did N'Sync convince you to switch to Progressive?" asked Flo.
"I honestly wasn't paying much attention," said Mike. "Nor do I care about N'Sync as much as you do, or anyone else in America anymore."
The band immediately stopped performing and looked sternly at Mike.
"Not cool bro," said one of the band members.
The band walked away and a stage crew began dismantling the stage.
"Aww, they didn't even get to play 'Bye Bye Bye' yet," said Jamie.
Another Progressive actor suddenly appeared out of nowhere, again startling Mike. It was another woman he had seen in the commercials, a young dark-haired woman with the name Lucy on her apron.
"Well, if N'Sync couldn't convince you to switch to Progressive, then maybe Santa will," said Lucy.
"Santa?" asked Mike.
"Ho, ho, ho," said a voice from above.
Mike looked up and saw a mand dressed as Santa Claus on his roof with five small elves and a large red sleigh behind them.
"What the hell is going on here?" said Mike.
"I know it's only June," said Santa. "But I've come here to give you the gift reliable car insurance."
Each of the elves began singing a new version of the 'Twelve Days of Christmas', but rewritten to describe twelve benefits of switching to Progressive.
"All these benefits should cover all of your insurance needs," said Flo.
"I'm more concerned about Santa's fat ass falling through my roof," said Mike.
"Not cool, bro," said Santa. "Let's get out of here."
Santa and the elves got on the Christmas sleigh and flew off into the sky.
"Oh my God. I thought he was just an actor, not the real Santa," said Mike.
"Of course, we got the real Santa," said Flo. "That's how committed we are to providing you with the best insurance."