^^^Thursday morning^^^
Dylan stepped into the room and saw a red-faced middle-aged woman sitting upright in a chair. She smiled sheepishly. Immediately, his eyes dropped to her chest, not because he was a pervert or obsessed with breasts, but because she was topless, and unexpectedly so!
This was an accountant's office after all.
The fifty-year-old had a fine pair of tanned boobs. They sagged, but not excessively. She had large reddish-brown areolas and hard pointy nipples. His first thought was, "Nice tits." His second thought was, "I need to look away and act professional."
"Ahem." He cleared his throat, looked the attractive woman in the eyes, and said, "You can wear your bra."
She shrugged her shoulders.
^^^Twenty minutes prior^^^
"Carol, your ten o'clock is here," the receptionist said over the phone.
"Send him or her in," she answered.
She stood and walked around her desk to greet her visitor. A young man entered, rolling an aluminum case with a trolley handle. They shook hands and introduced themselves.
"So you're here to determine if I'm likely to drop dead and cost the life insurance company a fortune," Carol teased.
He smiled and said, "Yes."
They laughed.
^^^A week before^^^
The life insurance agent leaned forward in her chair and said, "An owner's death can hit a small business hard. A life insurance payout can provide operating cash to get the company through that tough time. It can also help the survivor buy the late partner's share from his or her heirs."
"That's what we want," Sarah Cohen said. "We love each other's husband and children, but we don't want to be in business with them."
Her business partner, Carol Ashley, said, "Our lawyers have drawn up a buy-sell agreement. We need life insurance policies with the surviving partner as the beneficiary so our firm can continue if one of us dies."
"I commend you for being so forward thinking," the agent said. She pulled out some paperwork and said, "Here are the policies in the amounts you requested. All I need are your signatures, and you must pass a physical."
She handed them the forms. The accountants looked them over, signed them, and handed them back.
The insurance agent said, "We work with a testing company that sends someone to your office to do the physicals. It takes less than half an hour for the tech to collect the blood and urine samples, and measure your height, weight, and blood pressure.
"That is the extent of the testing required for you, Ms. Cohen. Ms. Ashley, due to your family's history of heart issues, the company is requiring an EKG. The med tech will be able to do that test in your office."
"That's convenient," Ms. Ashley said.
"If all goes well as we expect," the agent said. "The policies should be in effect next week." She stood and said, "Thank you for your business. The testing company will contact you and schedule an appointment at your convenience."
The women smiled, shook hands, and the agent left.
^^^Back to Thursday morning in the offices of Ashley & Cohen^^^
After laughing at her joke the med tech said, "My name is Dylan. I'm here to give you the physical the life insurance company is requesting."
"I'm all set," Carol said. "I've had my morning tea, so I'm ready to pee." She laughed.
"We can start there," he said. He opened his case and removed a small plastic bottle. He handed it to her and said, "Half full is enough."
She went to the bathroom, and he got his stuff out. When she returned, he stashed the sample in his case. He took a blood sample and gathered other necessary information.
"One last item," Dylan said. "I need to give you an EKG." He pulled out a device the size of a large cell phone.
She said, "That's it? It's small."
"It is," he said. "Another miracle of modern science. This one doesn't give a paper printout. The doctor will do that in his office. I'll need you to remove your watch and jewelry, and then I have twelve leads to attach to you."
He showed her the wires and electrodes attached to small stickers.
"I will place the electrodes on various parts of your body: your wrists, ankles, and chest, and connect my portable EKG machine to them with the wires. The test takes a couple of minutes.
"I need to have access to your chest so please remove your jacket and blouse. You can keep your bra on. I'll give you a moment."
Carol stared at him as he left the room. In her brain, she said, "Uh-uh. I'm not wearing a bra. No one notices because I have a blazer on and under that, I have a blouse and a camisole. Fuck! I guess he's going to get an eyeful."
She removed her earrings, rings, and watch. She took off her jacket, blouse, and cami. She sat in her chair topless. She looked at her boobs and said, "Of course, my nipples are large and hard."
There was a knock on the door. Carol asked, "Dylan, is that you?"
"Yes. Are you ready?"
"Ready as I'll ever be."
The twenty-four-year-old man entered the office, saw her bare breasts, stared at them, and blushed. She smiled bashfully, shrugged her shoulders, and said, "I didn't wear a bra today."
"Oh. Okay." He raised his eyes, met hers, and said, "I'll be as quick as I can."
Carol sighed and said, "Don't rush on my account. It was my choice to go braless today. Take your time and do your job properly. I'm sure you've seen boobs before."
"Yes," he answered. "I didn't expect to get lucky today." He quickly added, "Ah. That was meant as a joke. I haven't been thinking...hoping to see your boobs. Your breasts are lovely...Oh, God! I'm making this worse, aren't I?"
She laughed. Her jugs bounced, and she said, "Yes. You are. But it's okay. I know you were trying to add some levity to this situation. I was embarrassed, and now you're embarrassed. We're even. Let's move on."
The young man took a deep breath and nodded. He said, "Please lie on the sofa. You can kick your shoes off." She did.
He approached her and said, "I'm going to clean the spots where I'll attach the electrodes with an alcohol wipe."
"Okay."
He washed the insides of her wrists and ankles and he applied electrodes. As he did so, he said, "The EKG will record your heart's electrical activity. It can detect heart problems such as irregular heart rhythms, whether you've had a heart attack, and if you have blocked or narrowed arteries in the heart.
"The rest go on your chest. I don't need to touch your nipples, but I do need to touch your breasts. Is that okay?"
"Yes."