Kat stood in the middle of their bedroom, a guilty blush turning her face scarlet. On the carpet in front of her, where they had fallen from her purse, were a handful of parking tickets, still unpaid. Andrew stood and watched as she picked them up, one by one, his face a cold mask. A moment ago, she had playfully tried to steal a kiss as he had been buttoning his shirt and fastening his tie, before she changed from her working suit into an elegant gown for their anniversary trip to the theatre. Then he had pressed her back onto the bed and straddled her as he covered her face and the base of her throat with hungry, passionate kisses. She had moaned, deep in her bosom, and reached up to pull him down onto her, opening her lips invitingly. At that moment, her purse, forgotten in their passion, had sprung open and deposited its contents in a flurry of papers and cosmetics across the bed and onto the floor. Laughing, he had slid off the bed and bent over to help her pick the things up and that was the moment he had noticed the handful of unpaid parking fines. Picking them off the floor, he had glanced over them, ticking them off one at a time.
"I thought we'd sorted this out," he growled, "This isn't an emergency, this is sheer idleness. You could have parked on the multi-level at the mall, but these are for parking on Main Street."
Kat just stood in front of him, trying to look meek and crestfallen. Andrew flicked through the tickets again and she could almost hear him totalling the fines in his head. At last, he put them carefully on the dressing table and sat on the stool in front of the mirror. Kat stood with her head bowed and her hands clasped in front of her. Andrew sighed and ran his fingers through his dark wavy hair, flecked in one or two places with grey. He took his eyeglasses off and polished them on a tissue from the box on the dressing table and then looked at her, still standing in the middle of the space at the end of their bed.
"Did you think they would just go away?" he snapped, "Twelve hundred worth of parking fines would just vanish, if you waited long enough!"
"No," Kat whispered, "I thought I could borrow the money and then pay it back a little at a time."
"Borrow the cash? Who from?" he demanded, "What about interest? Collateral?"
"I hadn't thought about that," she confessed, "I just thought that it would let me pay the fines without having to borrow from you."
"And now?" he asked.
"I don't know," she admitted.
"I suppose you would like me to make you a loan so you could pay the fines off," he snapped.
"Oh please!" she exclaimed, "I'd be sooo grateful."
"I'm not going to do this for nothing. You'll have to pay me back," he warned, "with interest."
"Oh yes!" Kat gasped, "Anything."
"Right!" he snapped, "I'll pay the fines, and you will pay me back over the next twelve months. I think you should pay one hundred a month, plus interest."
"How much interest," Kat asked, warily.
"I think that, rather than money, we should agree a form of interest that will act as a reminder of how you got into such a mess," he told her, "I think that each month you should receive twelve stripes of the cane, as a reminder and as interest. One stripe for each hundred."
Kat swallowed nervously and thought furiously for a moment. It would not be the first time that Andrew had spanked her although, until now, he had only ever used his hand or a moccasin. She knew that he had a thin rattan cane in the closet and had even, once or twice, ran her fingers over the smooth wood and wondered what it would feel like to bend over and surrender to a caning at his hands. Out of the corner of her eye, she could see the gleaming leather of his shoe moving as he tapped the toe of his foot with gathering impatience. She lifted her eyes and looked him in the eyes, for a moment, then nodded.
"Good!" he murmured, his voice barely louder than a sigh, "I'll pay these in the morning. You, however, will start with your first interest payment, right now."
Andrew stood up and gestured to the stool he had been sitting on. Kat moved across the carpet and stood in front of the stool, waiting nervously. Andrew stood in front of her and slowly unbuttoned Kat's blouse, pushing the material aside to reveal the swell of her ripe breasts, nestling in the soft silk cups of her bra, under a coral coloured silk camisole. Kat closed her eyes and let her breath out in a long, trembling sigh as Andrew cupped his palms over the taut globes, squeezing gently, tenderly, feeling the hard points of her nipples against his palms. Sliding his hands over the silk, he moved them down to her hips and unfastened her skirt, letting it drop to the floor, so that she stood in front of him, wearing only her underclothes and her work shoes. Her French-cut panties were coral coloured silk, to match with her camisole and bra, while her hold-up stockings were sheer black silk. Andrew ran his hand over the front of her thighs, pressing his fingertips against the silk of her panties, making it cling to her shaven skin.
"You know where the cane is, go and fetch it," he ordered.
Kat opened the closet and took down the smooth length of wood, carrying it over to Andrew. She held the cane out in front of her, waiting obediently. He took the cane out of her hands and flexed the wood, gauging its flexibility. Kat watched, worrying her bottom lip with the edges of her teeth, as she imagined the burning sting as the cane cracked across her buttocks. She blushed as droplets of her sweet nectar oozed out of her pussy and she felt the walls of her cunt tightening in excitement. Andrew swung the cane through the air, making it hiss close to her skin. Kat bit her lip again as she felt the points of her nipples hardening and pressing against the soft silk of her bra.
"Bend over the stool," Andrew ordered.
Kat knelt and lowered her belly onto the cushion of the stool. She gasped as Andrew pressed down on the back of her neck, forcing her head lower and lifting her ass higher in the air. She smelt the dry dustiness of the carpet, almost touching her nose, and felt the tightness of the backs of her thighs as she arched over the stool. Andrew hooked his fingers into the waistband of her panties and slid the silk smoothly down to her ankles. Kat trembled as the cool air played over the backs of her thighs and the taut globes of her buttocks. Andrew's fingers were warm against the smooth skin of her bottom as he stroked her tenderly, from the dimple at the base of her spine to the shallow creases at the tops of her thighs.
"Now we're about ready," he told her, "You will count each stroke you take, out loud. Do you understand?"