Setting: 1 AM, your place. You are sleeping when the phone rings.
You: Hello?
Me: I'm gonna need to see you downstairs in 5 minutes.
You: Seriously? It's late...
Me: What are you wearing right now?
You: A t-shirt and panties...I was sleeping
Me: I'll have the cabbie honk twice once we're at your place. Come down in what you're wearing now. Got it?
You: What's going on?
Me: Got it?
You: ...yes. I'll see you in 5.
Me: Good girl.
The phone goes dead.
Five minutes later you hear the car horn and head out the door. You come outside and see me sitting in the back seat of the cab, the door wide open.
Me: Hop in.
You do.
You're about to ask me what's going on when you see that my cock is out and hard. I reach up, grab you by your hair, and push your down over my erection. Like a smart gal, you start sucking rather than fighting me off. I let go of your head, letting you work my cock at your own pace as a I lean my head back and relax.
Me (to cab driver): Off we go.
The cab starts to move.
As you continue sucking my cock, slowly and with care, I slide my right hand down your back, past your ass, and slide a few fingers underneath your panties, from the back. I run my middle finger down the length of your pussy and notice that you could be a little wetter. I work my finger a little deeper and towards the farthest part of your pussy and find your clit. Applying a bit of pressure, I run the tip of my finger across it in tiny circles. You begin to writhe and moan and after a few moments, your little pussy finally gets as wet as I want it.
I take my out of your panties and grab your hair again. With one sharp movement, I push you down, driving my cock down your throat and your lips down the length of my shaft. You make a gagging noise and your head flies up off my cock. You're coughing a bit, but smiling.
I take the finger I'd had inside of you and slip it in your mouth. You lock eyes with me as you taste yourself.