Ann: the Married Years

© 2021, All rights reserved -- mimaster

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It was a smooth, careful stroke, the brush hugging the edge perfectly, leaving behind a fresh swath along the wall. Dipping the tip again into the tray, Neil sighed.

"Damn, I hate painting," he groaned.

Of all the chores required in maintaining a home, this was his least favorite. And what galled him was Ann loved to do it. In fact, it was something she always looked forward to doing. But having a youngster in the house changed things, and in this case, it made more sense that he be the one to take on the task.

Ann was in Indiana, having taken their son Owen with her on a two-week vacation, the pretense being to get her hair colored and styled by their friend Tina while there. Neil stayed behind. With him being on third shift, it was the perfect opportunity for him to do some things around the house without having to worry about a toddler running about. And the biggest of those was repainting the great room, and the long hallway of the house.

When Ann did them originally, she hadn't thought about having a child. The color wasn't the problem, being a crisp taupe. But the kind of paint she'd used showed fingerprints far too easily, and it was extremely difficult to clean messes off of the walls. So Neil agreed that he'd repaint while they were away. They weren't changing the color, but it was a fresh coat of washable paint designed to be more kid friendly.

The good news was that he didn't need to do two coats. The bad news was that he had to do a lot of prepping ahead of time. First, he had to move all of the furniture to the center of the room, and then he had to tape off all the edges with masking tape so he wouldn't get it anywhere he didn't want it.

The tricky part was the wallpaper border that went around the top along the ceiling in the living room area. He couldn't tape that part, and he didn't want to have to remove the border and put up a new one. Instead, he had a stiff piece of plastic sheeting about a foot long, using it as an edge guide, placing it at the bottom of the wallpaper strip. He'd run the brush along the length, leaving behind a thin layer of paint. It was tedious, but it worked.

It was the last of the project he needed to complete. He'd painted the hallway rather quickly one evening. Then he moved to the main room, doing a wall each day in the time he had between waking up and having to nap before going to work that night. With all the walls now done, he'd removed all of the masking tape throughout the house, leaving him this one final task... painting along the border around the ceiling.

He wanted to get it done, because Ann and Owen would be returning that weekend. It was Wednesday, and he didn't want to be dragging out the process any longer than he had to. But he was certain he wouldn't get it completed like he wanted. Like most of the other times he found himself painting that week, he was sure he was going to get interrupted again. It was only a question of when.

He was on the last wall, standing on the ladder, concentrating on the next stroke of his small brush. It was taking longer than he'd hoped, what with having to move the ladder constantly, while making sure he didn't spill. He also needed to ensure the drop cloth was properly in place underneath.

Dipping the tip of the brush into the paint again, he scraped off the excess against the edge of the roller pan he'd been using. Placing the plastic guide where he wanted, he began to make another slow twelve-inch swath when he heard the garage door going up. Smiling, he relaxed his arms, setting the brush down in the empty part of the paint tray.

"I wonder if I can find a way to convince her to let me finish," he said to himself as he looked at how little he had left to go.

The vibration of the door going back down reverberated against the wall he was working on; the ladder was right next to the entry door from the garage to the house. He had just twenty feet or so to go, the length of the wall of the dining area, and he'd be finished with the project altogether. Well, other than cleaning up and putting away his supplies, and having to move all the furniture back in place. But at least the painting part would be over with. Unfortunately, he knew what was happening on the other side of the door to his left.

The door flung open shortly after, and he grinned even though he couldn't see through it, mainly because of the sultry southern voice announcing, "Hey sweetie, I'm home."

"Hi Heather, I'm up here," he called out, letting her know where he was, like he'd been doing almost every evening.

She closed the door, and he caught his breath. In a way it was odd, because he knew how she'd look, but it still was a bit of a thrill. As was her custom, she'd gotten undressed in the garage, walking into the house in just her five-inch black heels.

The same thing happened to her when she looked at him standing on the ladder, her breath catching in the back of her throat. A chill ran down her spine as she looked at his magnificent body, looming even larger as he stood up on the ladder.

"I have to tell you, I love this 'no clothes in the house' rule," she grinned, eyeing his magnificent cock, and how it began hardening right in front of her eyes.

"It wasn't my idea," he shrugged.

"That's right. It was Dawn's, wasn't it?"

His thoughts ran back to his honeymoon with Ann, and the rules his former flame had put in place at the condo in Miami. They'd shared that time and place with Dawn and her new husband Jeremy. "Man, they've been married five years now," he realized, the anniversary of their wedding and that incredible couples' honeymoon together having just passed a couple of weeks before. It had been that long since they'd seen them, but it was still fresh in Ann's mind. That's why she suggested to Heather that she implement the same dress code at the house while she stayed for the couple of weeks she and Owen were away.

"Yeah... it was Dawn," he nodded with a gentle smile.

"Hmm. Smart woman. I love seeing my man get all excited for me. So, you wanna come down here and fuck me, or do you want to spend your money elsewhere today?"

"You know, every time you do that you sound like a prostitute," he laughed.

"I know. A part of me kind of likes thinking about it that way... I can see why it appealed to your wife."

She was referring to Ann pretending to be an escort for her husband all those years ago. It was a fantasy that Heather helped her with, and it became a bit of a fantasy of

her own

ever since then, although she didn't know Ann had reprised the role of Barbara not that long ago.

But that's not really what Heather and Neil were doing. She was a personal banker, and Neil was her valued client. It was all a part of the joint sex account game that he and Ann were playing again.

As far as the game went, he wasn't just spending from the account. He'd added to it just as much, eating or fingering Heather, as well as Carol and Felicia occasionally. He'd done something practically every day. Sometimes it was more than one of them. And once, in an incredible two hours the previous Saturday morning, he'd eaten all three of them in a two-hour stretch, banking so much 'cash' that it made the idea of using one of the more expensive 'traveler's checks' to fuck one of them a much easier decision.

Of course, how much money he was depositing into the account never really factored into the decision. It had been so long since they'd played the game that Ann had readily agreed with Heather's generous notion that whatever money they'd left in the account when they'd stopped using it daily had grown. It was an interesting premise, but Heather reasoned that there was no way a couple like Ann and Neil would put their money into an account that didn't gain interest, even if it was more of a checking account. They were more head-smart than to be wasteful with their hard-earned cash.

So it was with that the interest, compounded over the past five years, caused the amount to grow substantially enough that allowed them to do pretty much whatever they wanted to do whenever they wanted to do it. They still had to account for the balance, which Heather and Tina did every day in a morning phone call. But it also made the game a lot more fun for everyone involved.

Neil knew from talking to Heather that Ann had been cashing in the unique features that came along with using a traveler's check drawn off their account. It allowed her to fuck, and she had been every day she'd been there, either with Tina or Penny. Sure, it had been with a strap-on, but it counted all the same when entered into the ledger.

She made up for using those travelers checks by replenishing the account as much as she could, eating her two friends, or by giving Garrett glorious blowjobs, which in truth was more or less a payment for him allowing Penny to participate, not wanting to be left out like he had been the previous time. Garrett knew he wasn't going to be fucking Ann, and he may have to eat her as part of the set-up, but that was still well worth it to him.

As for Ann, she knew from the word she was getting from Tina that Neil had been depositing something into the account every day she'd been gone. And she also knew that like her, he was also using some traveler's checks. He just wasn't using as many as she was.

She knew the reason why. For one, his cock was real, and there were only so many times he would be able to cum. Whereas Tina and Penny could fuck her endlessly, Neil couldn't do the same to the women she was allowing to be a part of the game. On some levels she knew that was unfair. Then again, what she wouldn't give to feel that big cock of his exploding inside her, leaving her full of his warm, sticky cum. The fake cocks were nice, but they could never replace what he could do to her.

Still, she was thrilled that he wasn't shy about fucking. It was new to them, a part of the game that Tina and her boyfriend Matt had tweaked when they adopted the concept. And while they'd played with Tina as part of her account with Matt, this was the first time she and Neil tried it as part of their own. Ann was also happy he was doing it because she hadn't brought up the account at all before she left. It was a surprise to him when Heather showed up on his doorstep. Although it probably shouldn't have been, knowing how his wife's mind worked.

He still had to be talked into it though. He agreed almost at once that Heather could stay with him. And he was okay with reactivating the account. He just wasn't sold on the new wrinkle of the traveler's check, and whether that was something he was comfortable with. That took a phone call from Ann.

Her sexy, soothing voice and unbridled enthusiasm convinced him that they needed to continue to push themselves as a couple. After all, Tina and Matt were modeling their relationship after them, and they came up with the idea. Tina was even fucking men, Neil included. Ann wouldn't go that far, but she wanted to go as far as their comfort level would let them.

Finally selling him on it as part of their agreement to try things and then mark them off their list if they don't like them going forward, Ann was on her hands and knees later that first night. Owen was happy and occupied, spending time with all four of his grandparents. She was at Tina's shop, sucking off Garrett while Penny fucked her from behind.

She at first worried about jumping into something that fast, thinking Neil was going to be upset that she used the new feature of their account so quickly. That is until she talked with Tina the next morning about their balance, only to find that he had fucked Heather the afternoon she arrived. He'd also fucked Felicia as part of the game. But not Carol... not since she'd gotten married.

He wasn't surprised, and neither was Ann. Sooner or later it seemed inevitable that Barry might put his foot down and suspend the extra-curricular marital fun Carol had enjoyed since she met them.

Barry hadn't squashed all of it. In fact, Carol had put

her own

foot down, insisting that she be allowed to continue exploring her love of women, much like Ann. She also told him in no uncertain terms that she expected him to be okay with an occasional threesome involving Ann and Neil, and that Neil

would

be fucking her as part of it. In return, she would allow him to be a part of a threesome involving their friend Olivia, and he could fuck her, and there might be other threesomes with other women if she found someone they both liked.

Barry agreed to those terms. But he told her there needed to be some kind of change. After all, this wasn't a threesome. This would be her just fucking Neil, without Ann there. His reasoning was sound. He understood the rules of the game Ann and Neil were playing; Carol had told him about it when they first met. And she'd explained the new option involving the traveler's checks. But in that explanation, he saw a loophole. Ann could only fuck two of her bankers. Garrett was off limits. How was if fair that Neil could fuck all three of his?

So he told Carol she had to opt out of that part. Heather was still single, and while she dated occasionally... and fucked often, she loved not being attached. Felicia was what he viewed as a professional mistress, her husband a willing and loving cuckold. If he allowed Carol to just fuck Neil as she wanted, without any boundaries, then that would mean he was the same, and he didn't care for the idea of that at all.

Carol had no argument for his logic. Barry had been more than gracious to allow her to continue to play outside their marriage. Sure, she let him do the same, but she always was there when he did it. This was her going out on her own, and he got nothing out of it. That he let her continue her threesomes with the Thomas's was already a bit unusual, but he never pressed it. After all, he'd agreed on that before they were ever married, and he was the type of man that wouldn't go back on his word. She knew that, so when he pressed her on this, she knew she needed to consider his feelings. And in truth, there wasn't anything to consider. Her decision was quick and easy. It was a phone call to Ann and a reminder to Neil... no fucking.

Neil could have cared less. Sure, he loved the idea of fucking Carol. He loved her, in his own way. They had a connection of sorts; a shared history. But it was in that shared past, the pain that was caused by each of them having to learn to survive after a failed marriage, that made it easy for him to back off. Hell, if Barry had insisted that Carol not participate at all, he would have understood and been fine with it. Their friendship with them as a couple meant more than some silly sexual game Ann wanted to play.

Truth be told, he didn't really feel the need to fuck Felicia either. That was more for Ann, so she wouldn't feel guilty about having two people that could peg her pretty pussy with a strap-on. Not that he didn't like fucking his sexy neighbor... she was an incredible woman, and a pretty hot piece of ass to be honest. And he knew that Jason, her husband, literally got off on the idea of it.

But he'd only fucked her the one time during the game, for several reasons. One was because she wasn't available as much... her branch hours were more limited. Another was because his own work schedule was so odd, what with him working third shift. Yet mostly it was because he always was wary of her, what with their lifestyle. While she'd never given him reason, nor had Jason, he never wanted to be looked at as one of her boy toys. They were friends.

He knew it was unfounded. It wasn't like Felicia chased him. In fact, she was the type of woman that wanted

to be

chased, not the other way around. She knew she was attractive, even for a woman in her early 50s. She'd just never come to a point in her life where she was the one doing the chasing. It was important that the men came after her. That didn't mean she didn't entice, or in some cases, even entrap a man. But she always left the decision up to them. After all, she wasn't a one-man woman... the men she played with all knew that while she wasn't faithful to her husband, she was in love with him. She wasn't interested in them for anything other than their cock.

Granted, it was a little harder for her to view Neil that way. She loved him, and Ann... and Owen. She meant it when she said she felt like she and Jason were their West Virginia parents. It was a bit of a stereotype that she joked to them that she was nothing but an inbred hillbilly, having sex with her kids that lived next door. But she did care for them deeply. And that made viewing Neil as just a cock more difficult, at least until he whipped it out. Once she saw it, she was always able separate the act from the person. It was just sex, like she'd told herself literally hundreds of times over the years of her marriage.

Given that, she understood Neil not wanting to get too carried away with her being available for fucking. It was a thrill to her to have him eat her, knowing how incredibly talented he was at pleasing a woman with his mouth. In her humble opinion, he was second only to Jason of all the men she'd ever been with. And Jason looked at eating her pussy differently, since it was often filled with another man's cum when he did it. It was his one true fetish obsession.

She also was excited to be able to suck Neil, loving any chance she had to play with another man's cock. It was part of who she was, and to be included in their game was something she looked at as a privilege, no matter what she was asked to do as part of it. That he'd only fucked her once in the context of the rules seemed right, given her limited availability. And it certainly was an incredible fuck at that.

Neil had thought so too, but not enough to commit to doing it again. He could have used the excuse of not having enough in the account to pay for another time with her, but that would have been a lie. And that seemed worse. Instead when they finished, he simply kissed Felicia on the cheek at the front door, telling her he'd likely see her again for some other kind of transaction allowed in the game before Ann returned home, and left it at that. Felicia understood, and that made it all the easer for both of them. And the biggest part of that were the circumstances of the game as it was being played.

"It's okay Neil. It's hard to compete with a girl that has home court advantage," Felicia reasoned as she opened the door to head home to her husband, her pussy filled with Neil's cum.

The girl she was referring to was Heather, and the advantage she had was being invited to stay with Neil. Ann even left her garage door opener so Heather could just pull her car into the garage, not wanting to attract notice of any nosy neighbors. Although the only neighbors that ever seemed to bother to snoop was Felicia or Samantha, and they already knew what was going on.

But Felicia wasn't wrong. Heather did seem to be the focus of most of Neil's fun, and that was because she was there almost every night. There were a couple of times she went to her apartment, getting new clothes, doing laundry, and just giving Neil a break so someone else could stop by. Most of the time, however, she was there, living in the guest room, making herself at home. And that meant gallivanting around the house without anything on, hoping to entice Neil into spending some of his 'hard-earned cash.'

Yes, she loved it when she got to suck his amazing cock. And she

loved

how he could make her cum when he ate her. There was no denying though, that the idea of fucking him was why she so readily agreed to stay at the house. That extra incentive had her wet from the moment Ann broached the subject, and she found herself doing everything she could to tempt Neil into spending a little extra. In fact, that was the reason she came up with the 'compound interest' concept for the account to begin with.